The Independent Insurance Claim Adjuster Resource

“An independent person and/or company working to provide loss assessment and claim handling to an insurance carrier, attorney or self-employed entity; not working in a payroll but on an “as needed” basis.

There really is no easy definition that can be made because an Independent Adjuster is many things; but not always at the same time.  Looking at the phrase within we see “independent” and “adjuster”,  (I/A for short) meaning the latter half of the title only becomes active when making an adjustment to something.  What if there is no adjustment to be made?

We believe it is incorrect to reference a party as an “adjuster” when that person or entity is merely investigating a claim or surveying damages.  Those folks would respectively be called independent investigators or surveyors.  This theory is well evidenced as marine surveyors do not refer to themselves, or within their job community as “marine adjusters”. Read more…