Over the weekend, somewhat of an anomaly occurred in Denver, with a 104 car pile up on Interstate 25 between Logan and University. One is dead, more than thirty are reported as injured, and the number of injury claims will…
Restaurant Liability: A Family Affair
If you work in the restaurant and liquor business then perhaps youve noticed a growing trend over the last decade, particularly in the upscale casual and fine dining markets. However, youre probably reading this article because you work with insurance…
Commercial General Liability: Using Google Earth to Identify Hidden Factors in Slip Fall Claims
Slip and fall incidents are generally simple when determining the cause and origin of the accident. Usually, an obvious set of factors that were present at the time of the incident become clear from an investigation or review of photographs,…
3 Easy Tips for Public Adjusters: How To Make Your Resume Stand Out
As a career specialist, my niche clientele base are people preparing to break into the insurance adjusting industry. Each month, I work with an adjuster pre-licensing school that trains thousands of adjusters annually for catastrophe, property, and casualty adjusting. I…
Getting Hired: Public Adjuster, Staff Adjuster, or Catastrophe Adjuster?
I was digging through some archives of scratch pad ideas for blog posts from a few years ago and thought it would be prudent to spread around a few tidbits of information for getting hired as an independent adjuster. This…
Devil’s Advocate : 2 Reasons Why You Don’t Need A Public Adjuster
Before traversing into the reasons a residential or small commercial property owner doesn’t need a public adjuster, there needs to be clarity on who a public adjuster is and how they work. In summary, a public adjuster represents your interests…
Use of Claim Reporting Disclaimers: Impartial, Disinterested, and Without Prejudice
We know that insurance claim professionals do not limit themselves to working strictly for insurers because many have consistent business working for self-insured (trucking) and other related entities, but how can any of them claim to be “impartial” and “disinterested”,…
Claim Investigation: For the Perspective Plaintiff
Many readers are probably befuddled from the title of this article. Why would any “claim professional” be discussing a plaintiffs perspective? No doubt, costs of litigation are always on the rise. The question of whether attorneys are appropriate “in field”…
Colorado Insurance Appraisal Clause: The Amount of The Loss
This articles discuss specific concerns regarding misinterpretation of the Appraisal Clause in Colorado. The questions is whether appraisers and umpires should be restricted from discussing depreciation within the appraisal clause function. Our opinion is that any amount beyond the amount…
An Empirical Basis for Post-Claim Analytics: Examining closed files
An analogy should be considered in preface: If we merely buried the dead without an autopsy, how far along would medicine be?. Another mode is the age-old adage for the definition of insanity, which is doing the same thing over…