Hey all you independent adjusters, claim reps, public adjusters and insurance attorneys! Here’s a serious situation for you to ponder and comment on. We would be delighted to receive your input on this situation: A mess of tree limbs located…
Blizzards Insurance Claims
There arent too many other things that go hand in hand so well as blizzards and insurance claims, except for maybe holiday food and weight gain. Today marked the pinnacle for one of the worst winter storms in the Eastern…
SugarLoaf Maine Ski Lift Failure Insurance Claim Legal Info
It was widely report that a Maine ski lift failed causing injury to three or more riders this morning, at the SugerLoaf Mountain resort near Carrabassett Valley, Maine. According to eye witness reports, the chairs were approximately 20 to 40…
The Appraisal Clause
The appraisal clause is designed to be a simple and low cost form of mediation in the event of a disagreement on the value of damages; generally limited to property claims. Much like mediation, there are few written rules governing…
No Multiple Estimates? Contractors trick insured saying they’ll work for the insurance claim amount
Late last week a contractor using the name Tim Arnold commented and and ultimately asked the ever important question, why?, with regard to our recommendation that insureds obtain three estimates from potential contractors. Maybe Tim will become the worlds most…
The Overnight Adjuster Dilemma: Insurance Claim Adjuster Training
Before I get to the dirt on insurance adjuster training, a short preface is necessary: Between late nights in the office, missing cargo claims and property appraisals, I can occasionally be found mudding through the piles of resumes that end…
What is an Independent Public Adjuster?
Public Adjuster: An independent person and/or company working to provide loss assessment and claim handling to an insurance carrier, attorney or self-employed entity; not working in a payroll but on an as needed basis. There really is no easy definition…
Unfair Claims Practices Act, Case Law Tree Injuries is it fair?
In a brief review, we noticed that nearly all states have passed legislation that refer to Unfair Claims Practices. Essentially, most states have set forth some bare bone guidelines that force insurers to fairly investigate and pay claims for damages…
Why Public Adjusters are enemies of Independent Agents
As if the insurance claim profession isnt plagued with enough problems, I came across an obscure article titled Why Public Adjusters are not enemies of Independent Agents, published in March of 2010 by Ronald Reitz, CPPA, on the Insurance Journals…
Neighboritis Independent Adjusting Professionals
We discussed and defined neighboritis in this post, in hopes to create awareness for a condition that should be alarming to all independent adjusting companies and adjusters alike. Neighboritis occurs when a roofing salesman convinces one property owner in a…