The Independent Insurance Claim Adjuster Resource

Hey all you independent adjusters, claim reps, public adjusters and insurance attorneys!  Here’s a serious situation for you to ponder and comment on.  We would be delighted to receive your input on this situation:

A mess of tree limbs located within the lines of an insured-rental property falls and lands almost exclusively onto a parked vehicle in the public right of way.  The roof of the vehicle has been crushed in and the windows are broken with damages estimated at $13,000, therefore the vehicle is non-operable.  You are assigned the claim and learn the following: Read more…

December 28th, 2010

It was widely report that a Maine ski lift failed causing injury to three or more riders this morning, at the SugerLoaf Mountain resort near Carrabassett Valley, Maine.  According to eye witness reports, the chairs were approximately 20 to 40 feet above the ground.  The extent of injuries is not known at this time but is suspected broken bones are involved.  Over 80 other riders were stranded on the lift awaiting rescue.  Rumors have circulated the that only method for rescuing the stranded riders is to provide a rope for them to escape with.  It is highly unlikely that any type of ladder equipped vehicle would be able to navigate the steep snowy mountain side.

SugarLoaf Ski Lift Incident

From an insurance claim perspective there is little doubt that the resort will be able to object to Read more…