Roofing & Hail Damage Contractors: Advertising as Insurance Adjusters
Our Denver insurance claim services office has taken notice to the rapidly evolving concept that, at least in Colorado, there has been an immense growth in the number of “hail damage” roofing and exterior structure component related businesses over the last few years. Unfortunately we can’t speak for everyone but some of our colleagues in the area contribute this increase is a direct result of population growth in Colorado over the same time line. A quick glance on Google’s Public Data chart shows a massive 5.93% population growth rate from 2005 to 2008 for Colorado, but we also note other states have seen a notable increase in contractors while population declines. We assume Denver to be the highest concentrated advertisement area for these hail damage and roofing related businesses and note it’s population also grew at an astounding 5.89% for the same period.
We know that population growth was evident throughout the area but does that mean the number of roofs in the area grew so rapidly that it caused a major and rapid amplification in the number of roofing businesses? What about the number of roofing businesses that claim to specialize in hail or wind related damages? While we’re working on compiling data about the actual number of roofing related businesses (read as businesses with “roofing” or “hail” in their name), several questions remain about the legitimacy of these companies advertising themselves as insurance adjusters, experts, or having public adjusters operating out of the same offices. Some have even gone as far to say they have independent adjusters on staff, or that they have public adjusters waiting to prove the need for their often excessive costs of $600 per square foot on regular 3 tab asphalt composition residential roofing.
What do you think of these roofing related businesses? Assuming all of the damages were legitimate – are the costs that some of these companies associate with them? Read more…
