If you own a home in Texas, chances are good that you will eventually make a weather damage claim to your homeowners’ insurance company. It is important that you read and understand what is covered by your insurance policy and…
How how to file Property Damage Claim
Knowing how fast you need to file your property damage claim is one of the best ways of getting compensated after suffering losses in an accident. Insuring your property is a way of managing risk against unforeseen losses. You will…
Claims Adjuster Salary Range
How Much Does a Claims Adjuster Make? If you’re considering a career in the claims adjusting field, you’re probably asking yourself “How much does a claims adjuster make?” Well, that all depends on what type of insurance estimator you want…
Different Types of Insurance Adjusters
This is Alan Garfinkel and I’ve been practicing hurricane recovery law for decades and actually for more than 25 years and i want to give some thoughts today some tips today on dealing with adjusters and you’ll meet 3 kinds…
Six Easy Tips for Success in the Claim Adjusting Sector
Modern insurance is largely a creature born from the shipping industry in London during the 15th century, and its origin can be traced to the Lloyds cafe where news was exchanged about whether shipments arrived in sound condition. From there,…
Lakeville Explosion: Insurance Coverage
This article discussed insurance coverage for explosions as related to the Motley Crews Heavy Metal Grill truck explosion in Lakeville, Minn. Hundreds of media outlets have reported a massive explosion that occurred in Lakeville, Minn., late Friday evening. It was…
The Basics of Tree Liability Part II
In July, 2014, we published an article titled The Basics of Tree Liability Part I, which discussed some of the various responsibilities of land owners (land owner liability) in an example where a large limb from a maple fell, then…
The Basics of Tree Liability Part 1
Weve been wanting to write a post about premises liability related to trees for quite some time, and were re-inspired from a recent inquiry on Reddit asking about the same. This part of the series encompasses tree liability for insurance…
The Co-Op Solution: Taking the Cat out of Catastrophe Claims Adjusting
For the past few years, weve noted some concerns relative to the self-proclaimed catastrophe sector of the insurance claim adjusting business. Sometimes this discussion was extracted from conversations with colleagues, and other times it was here, on this website. This article,…
Utah Sponsors Radical Bill to Modify Third Party Motor Vehicle Liability
Utah Sen. Gene Davis (bill sponsor) and Rep. Brian King (floor sponsor) intend to radically change third party motor vehicle liability that will have a direct impact on insurance claim adjusters in Utah. The pair officially co-sponsored Senate Bill No….
The Insurance Claim Nightmare 104 Car Pileup in Denver Where do you start?
Over the weekend, somewhat of an anomaly occurred in Denver, with a 104 car pile up on Interstate 25 between Logan and University. One is dead, more than thirty are reported as injured, and the number of injury claims will…
Restaurant Liability: A Family Affair
If you work in the restaurant and liquor business then perhaps youve noticed a growing trend over the last decade, particularly in the upscale casual and fine dining markets. However, youre probably reading this article because you work with insurance…
Commercial General Liability: Using Google Earth to Identify Hidden Factors in Slip Fall Claims
Slip and fall incidents are generally simple when determining the cause and origin of the accident. Usually, an obvious set of factors that were present at the time of the incident become clear from an investigation or review of photographs,…
3 Easy Tips for Public Adjusters: How To Make Your Resume Stand Out
As a career specialist, my niche clientele base are people preparing to break into the insurance adjusting industry. Each month, I work with an adjuster pre-licensing school that trains thousands of adjusters annually for catastrophe, property, and casualty adjusting. I…
Getting Hired: Public Adjuster, Staff Adjuster, or Catastrophe Adjuster?
I was digging through some archives of scratch pad ideas for blog posts from a few years ago and thought it would be prudent to spread around a few tidbits of information for getting hired as an independent adjuster. This…
Devil’s Advocate : 2 Reasons Why You Don’t Need A Public Adjuster
Before traversing into the reasons a residential or small commercial property owner doesn’t need a public adjuster, there needs to be clarity on who a public adjuster is and how they work. In summary, a public adjuster represents your interests…
Use of Claim Reporting Disclaimers: Impartial, Disinterested, and Without Prejudice
We know that insurance claim professionals do not limit themselves to working strictly for insurers because many have consistent business working for self-insured (trucking) and other related entities, but how can any of them claim to be “impartial” and “disinterested”,…
Claim Investigation: For the Perspective Plaintiff
Many readers are probably befuddled from the title of this article. Why would any “claim professional” be discussing a plaintiffs perspective? No doubt, costs of litigation are always on the rise. The question of whether attorneys are appropriate “in field”…
Colorado Insurance Appraisal Clause: The Amount of The Loss
This articles discuss specific concerns regarding misinterpretation of the Appraisal Clause in Colorado. The questions is whether appraisers and umpires should be restricted from discussing depreciation within the appraisal clause function. Our opinion is that any amount beyond the amount…
An Empirical Basis for Post-Claim Analytics: Examining closed files
An analogy should be considered in preface: If we merely buried the dead without an autopsy, how far along would medicine be?. Another mode is the age-old adage for the definition of insanity, which is doing the same thing over…
Claim Ethics Question : Deteriorating Trees Property Damage
Hey all you independent adjusters, claim reps, public adjusters and insurance attorneys! Here’s a serious situation for you to ponder and comment on. We would be delighted to receive your input on this situation: A mess of tree limbs located…