How Much Does a Claims Adjuster Make? If you’re considering a career in the claims adjusting field, you’re probably asking yourself “How much does a claims adjuster make?” Well, that all depends on what type of insurance estimator you want…
Category: Independent Insurance Adjusting
In July, 2014, we published an article titled The Basics of Tree Liability Part I, which discussed some of the various responsibilities of land owners (land owner liability) in an example where a large limb from a maple fell, then…
Weve been wanting to write a post about premises liability related to trees for quite some time, and were re-inspired from a recent inquiry on Reddit asking about the same. This part of the series encompasses tree liability for insurance…
Slip and fall incidents are generally simple when determining the cause and origin of the accident. Usually, an obvious set of factors that were present at the time of the incident become clear from an investigation or review of photographs,…
As a career specialist, my niche clientele base are people preparing to break into the insurance adjusting industry. Each month, I work with an adjuster pre-licensing school that trains thousands of adjusters annually for catastrophe, property, and casualty adjusting. I…
I was digging through some archives of scratch pad ideas for blog posts from a few years ago and thought it would be prudent to spread around a few tidbits of information for getting hired as an independent adjuster. This…
Before traversing into the reasons a residential or small commercial property owner doesn’t need a public adjuster, there needs to be clarity on who a public adjuster is and how they work. In summary, a public adjuster represents your interests…
An analogy should be considered in preface: If we merely buried the dead without an autopsy, how far along would medicine be?. Another mode is the age-old adage for the definition of insanity, which is doing the same thing over…
Hey all you independent adjusters, claim reps, public adjusters and insurance attorneys! Here’s a serious situation for you to ponder and comment on. We would be delighted to receive your input on this situation: A mess of tree limbs located…
It was widely report that a Maine ski lift failed causing injury to three or more riders this morning, at the SugerLoaf Mountain resort near Carrabassett Valley, Maine. According to eye witness reports, the chairs were approximately 20 to 40…
The appraisal clause is designed to be a simple and low cost form of mediation in the event of a disagreement on the value of damages; generally limited to property claims. Much like mediation, there are few written rules governing…
Late last week a contractor using the name Tim Arnold commented and and ultimately asked the ever important question, why?, with regard to our recommendation that insureds obtain three estimates from potential contractors. Maybe Tim will become the worlds most…
We discussed and defined neighboritis in this post, in hopes to create awareness for a condition that should be alarming to all independent adjusting companies and adjusters alike. Neighboritis occurs when a roofing salesman convinces one property owner in a…
If you have worked with more than ten claims resulting from any kind of hail storm youve probably been exposed to what is commonly known as neighboritis. Neighboritis is practically like a bad case of the flu; it spreads easily….
Lately we’ve had quite a few requests for information about Oil Spill Adjusters and oil-spill related damage surveyors. We’ve even noticed that a few Underwriters at one particular Error and Omission Insurer have taken the time to briefly scout this…
On any given day my office is prepared to remind inland residential property owners how much worse their $5,000 claim for water damage could have been. While we are sympathetic to the average homeowners property claim, one mention of Hurricane…
A few weeks ago we posted a short article about the earthquake that occurred in Chile. Although we may briefly cross paths with catastrophe claims and catastrophic adjusting its really beyond the scope of our intended subject matter for this…
Last week, Independent-Adjuster.com put out a request through social media to see what our viewers would be interested in reading. Before presenting our findings on Colorado House Bill 10-1012 , it should be noted that we wrote this article as…
In this second part of Loss Notification for Independent Adjusters were going to discuss what you might consider when writing a loss notification letter to an insured. Well get to claimants in another post. Please read Part I if you…
Most independent insurance adjusting offices utilize deploy common practices upon acceptance of an assignment. The adjusting firm is usually required to make contact with some combination of insured, claimant(s) and or witnesses, if any, within the same or next business day….