Modern insurance is largely a creature born from the shipping industry in London during the 15th century, and its origin can be traced to the Lloyds cafe where news was exchanged about whether shipments arrived in sound condition. From there,…
Category: Opinion
This article discussed insurance coverage for explosions as related to the Motley Crews Heavy Metal Grill truck explosion in Lakeville, Minn. Hundreds of media outlets have reported a massive explosion that occurred in Lakeville, Minn., late Friday evening. It was…
For the past few years, weve noted some concerns relative to the self-proclaimed catastrophe sector of the insurance claim adjusting business. Sometimes this discussion was extracted from conversations with colleagues, and other times it was here, on this website. This article,…
If you work in the restaurant and liquor business then perhaps youve noticed a growing trend over the last decade, particularly in the upscale casual and fine dining markets. However, youre probably reading this article because you work with insurance…
As a career specialist, my niche clientele base are people preparing to break into the insurance adjusting industry. Each month, I work with an adjuster pre-licensing school that trains thousands of adjusters annually for catastrophe, property, and casualty adjusting. I…
I was digging through some archives of scratch pad ideas for blog posts from a few years ago and thought it would be prudent to spread around a few tidbits of information for getting hired as an independent adjuster. This…
We know that insurance claim professionals do not limit themselves to working strictly for insurers because many have consistent business working for self-insured (trucking) and other related entities, but how can any of them claim to be “impartial” and “disinterested”,…
Many readers are probably befuddled from the title of this article. Why would any “claim professional” be discussing a plaintiffs perspective? No doubt, costs of litigation are always on the rise. The question of whether attorneys are appropriate “in field”…
This articles discuss specific concerns regarding misinterpretation of the Appraisal Clause in Colorado. The questions is whether appraisers and umpires should be restricted from discussing depreciation within the appraisal clause function. Our opinion is that any amount beyond the amount…
An analogy should be considered in preface: If we merely buried the dead without an autopsy, how far along would medicine be?. Another mode is the age-old adage for the definition of insanity, which is doing the same thing over…
Hey all you independent adjusters, claim reps, public adjusters and insurance attorneys! Here’s a serious situation for you to ponder and comment on. We would be delighted to receive your input on this situation: A mess of tree limbs located…
There arent too many other things that go hand in hand so well as blizzards and insurance claims, except for maybe holiday food and weight gain. Today marked the pinnacle for one of the worst winter storms in the Eastern…
It was widely report that a Maine ski lift failed causing injury to three or more riders this morning, at the SugerLoaf Mountain resort near Carrabassett Valley, Maine. According to eye witness reports, the chairs were approximately 20 to 40…
Before I get to the dirt on insurance adjuster training, a short preface is necessary: Between late nights in the office, missing cargo claims and property appraisals, I can occasionally be found mudding through the piles of resumes that end…
Lately we’ve had quite a few requests for information about Oil Spill Adjusters and oil-spill related damage surveyors. We’ve even noticed that a few Underwriters at one particular Error and Omission Insurer have taken the time to briefly scout this…
Our insurance claim services office has taken notice to the rapidly evolving concept that there has been an immense growth in the number of hail damage roofing and exterior structure component related businesses over the last few years. Unfortunately we…