Modern insurance is largely a creature born from the shipping industry in London during the 15th century, and its origin can be traced to the Lloyds cafe where news was exchanged about whether shipments arrived in sound condition. From there,…
Tag: insurance claim
In July, 2014, we published an article titled The Basics of Tree Liability Part I, which discussed some of the various responsibilities of land owners (land owner liability) in an example where a large limb from a maple fell, then…
Weve been wanting to write a post about premises liability related to trees for quite some time, and were re-inspired from a recent inquiry on Reddit asking about the same. This part of the series encompasses tree liability for insurance…
Over the weekend, somewhat of an anomaly occurred in Denver, with a 104 car pile up on Interstate 25 between Logan and University. One is dead, more than thirty are reported as injured, and the number of injury claims will…
We know that insurance claim professionals do not limit themselves to working strictly for insurers because many have consistent business working for self-insured (trucking) and other related entities, but how can any of them claim to be “impartial” and “disinterested”,…
This articles discuss specific concerns regarding misinterpretation of the Appraisal Clause in Colorado. The questions is whether appraisers and umpires should be restricted from discussing depreciation within the appraisal clause function. Our opinion is that any amount beyond the amount…
An analogy should be considered in preface: If we merely buried the dead without an autopsy, how far along would medicine be?. Another mode is the age-old adage for the definition of insanity, which is doing the same thing over…
Hey all you independent adjusters, claim reps, public adjusters and insurance attorneys! Here’s a serious situation for you to ponder and comment on. We would be delighted to receive your input on this situation: A mess of tree limbs located…
There arent too many other things that go hand in hand so well as blizzards and insurance claims, except for maybe holiday food and weight gain. Today marked the pinnacle for one of the worst winter storms in the Eastern…
It was widely report that a Maine ski lift failed causing injury to three or more riders this morning, at the SugerLoaf Mountain resort near Carrabassett Valley, Maine. According to eye witness reports, the chairs were approximately 20 to 40…
The appraisal clause is designed to be a simple and low cost form of mediation in the event of a disagreement on the value of damages; generally limited to property claims. Much like mediation, there are few written rules governing…
Our insurance claim services office has taken notice to the rapidly evolving concept that there has been an immense growth in the number of hail damage roofing and exterior structure component related businesses over the last few years. Unfortunately we…